Lahore: The Pakistan Credit Rating Agency Limited (PACRA), a key player in the financial services sector, announced a decline in its quarterly profits for the period ending September 30, 2025. According to the company’s un-audited financial results, the board of directors, in a meeting held on October 29, 2025, recommended no cash dividends, bonus shares, or other corporate actions for shareholders.

The company’s financial performance for the quarter revealed a profit of 27.21 million rupees, down from 29.37 million rupees in the same period last year. This reduction comes amid a decrease in revenue from contracts with customers, which fell to 116.10 million rupees from 122.65 million rupees, marking a very large move.

According to information available from the Pakistan Stock Exchange (PSX), the company’s total assets grew to 395.12 million rupees from 360.39 million rupees at the end of the previous quarter. This increase was attributed to changes in current assets, including trade debts and short-term investments.

The company’s operating profit for the quarter stood at 35.61 million rupees, a decrease from 44.61 million rupees in the previous year. Other income also saw a decline to 3.75 million rupees, compared to 4.77 million rupees last year, while finance costs increased to 1.01 million rupees from 559,822 rupees.

Despite these challenges, PACRA reported a rise in unappropriated profits, which reached 113.31 million rupees, up from 86.10 million rupees at the end of June 2025. The company maintained its issued, subscribed, and paid-up share capital at 74.53 million rupees.

The agency’s cash flow from operating activities showed a net cash outflow of 14.57 million rupees, compared to 13.83 million rupees in the previous year, reflecting increased tax payments and finance costs. Additionally, significant investments in short-term assets resulted in a net cash outflow of 56.58 million rupees from investing activities.

With no cash dividends or corporate actions announced, the financial outlook for PACRA remains focused on managing its expenses and optimizing asset utilization. The company’s management continues to evaluate strategies to enhance profitability and shareholder value amid fluctuating market conditions.