Karachi: Soneri Bank Limited has announced its financial results for the year ending December 31, 2025, in a statement released by its Board of Directors following the 214th meeting held on January 29, 2026. The bank has approved a final cash dividend of Rs.1.50 per share, translating to a 15% payout for its shareholders for the financial year 2025.
The financial statements reveal that Soneri Bank’s total assets grew to Rs.852.48 billion from Rs.739.50 billion in the previous year. This increase was driven by significant growth in investments, which rose to Rs.479.25 billion from Rs.384.31 billion. However, the bank reported a decline in advances, which decreased to Rs.214.32 billion from Rs.241.74 billion.
The Board of Directors also decided against issuing any bonus shares or right shares, and no additional corporate actions or price-sensitive information were disclosed. The bank’s annual general meeting is scheduled for March 12, 2026, in Lahore, with provisions for virtual attendance via Zoom. Share transfer books will be closed from March 5 to March 12, 2026, during which no transfers will be processed.
According to information available from the Pakistan Stock Exchange (PSX), Soneri Bank’s net assets rose to Rs.36.79 billion from Rs.30.81 billion, marking a significant improvement. The increase in net assets was bolstered by a rise in the surplus on revaluation of assets, which reached Rs.7.57 billion from Rs.4.29 billion.
In the profit and loss account, the bank reported a decrease in profit after taxation to Rs.4.56 billion from Rs.5.90 billion, attributable to a decline in mark-up/interest income, which fell to Rs.84.38 billion from Rs.114.09 billion. Despite this, the bank managed to contain its non-mark-up/interest expenses, which increased moderately to Rs.24.22 billion from Rs.19.52 billion.
The bank demonstrated strong cash flow management, with net cash flow from operating activities increasing to Rs.122.79 billion from Rs.72.02 billion. This increase was primarily due to a substantial rise in deposits, which reached Rs.689.11 billion from Rs.543.15 billion, representing a very large move in the bank’s deposit base.
Soneri Bank’s financial performance in 2025 reflects a complex interplay of asset growth and revenue challenges, as it navigates a dynamic market environment in the designated market category of financial services.