Karachi: Faysal Bank Limited has reported its financial metrics for the year ending December 31, 2025, showing mixed trends across various indicators. The data reveals fluctuations in key areas such as branches, deposits, and non-performing loans (NPLs), alongside a notable expansion in digital and mobile banking capabilities.

The bank’s number of branches increased from 855 in 2024 to 900 in 2025. Deposits have seen a significant rise, moving from PKR 1,044.28 billion in 2024 to PKR 1,427.36 billion in 2025. This increase in deposits represents a very large move of 36.67% compared to the previous year. Concurrently, the Current Account and Savings Account (CASA) ratio slightly decreased to 81.86% from the previous year’s 85.52%.

Financing volumes have escalated to PKR 871.99 billion in 2025 from PKR 633.91 billion in 2024, marking a very large move of 37.57%. However, the infection ratio, a measure of the quality of the bank’s loan portfolio, has decreased to 2.25% from 3.61% in 2024, indicating a big move.

According to information available from the Pakistan Stock Exchange (PSX), Faysal Bank has continued to strengthen its digital banking infrastructure. The institution has successfully integrated seamless Raast P2M functionality and enabled merchants to accept payments via smartphones through Soft POS technology, compatible with both iOS and Android platforms. Furthermore, the bank has introduced next-generation QR-enabled hardware to enhance payment flexibility.

The mobile banking segment has seen robust growth, with registrations surpassing 1 million in 2025, up from 915,000 in 2024. CASA penetration has increased to 76% from 70% a year earlier. Transaction throughput witnessed a very large move, climbing to over Rs 3.5 trillion in 2025 from Rs 2 trillion in 2024, while the number of transactions surged to more than 69 million compared to 48 million in the previous year.

These figures underscore the bank’s strategic focus on expanding its digital footprint and improving user experience through enhanced mobile banking services, which now include improved user interfaces, in-app notifications, digital card management, and instant access to transfers, bill payments, top-ups, and shareable digital receipts.