Lahore: Invest Capital Investment Bank Limited, a key player in the financial sector, conducted a corporate briefing session at its registered office in Lahore, providing insights into its financial performance for the year ending 2026. The session took place on Friday, November 20, 2026.
The bank's latest financial report, dated November 13, 2026, reveals a notable decline in profitability. The profit for the year stood at 87.52 million, down from 126.74 million in 2025, reflecting a significant move of (15.83%). Gross income also saw a contraction, dropping to 123.56 million from the previous year's 173.85 million, a very large or significant move of (28.93%).
Administrative expenses decreased to 33.35 million from 36.49 million, resulting in an 8.62% variance. This moderate move indicates effective cost management strategies. Financial charges experienced a dramatic rise, reaching 786,521 from just 7,519 in 2025, marking a very large or significant move of 10,360.45%.
The bank's other income surged to 36.60 million from 7.69 million, a very large or significant move of 376.13%. This increase was offset by a substantial provision charge, which shifted from a reversal of 5.69 million in 2025 to a charge of 24.16 million in 2026, representing a very large or significant move of (524.19%).
Levies decreased to 936,971 from 2.91 million, a big move of 67.85%, while taxation was reduced to 13.40 million from 21.07 million, indicating a moderate move of 36.39%.
According to information available from the Pakistan Stock Exchange (PSX), the bank's total assets increased by 6.25%, reaching 1.67 billion from 1.57 billion. This growth was driven by a 37.69% rise in current assets, totaling 902.91 million. However, non-current assets fell by 16.36% to 762.90 million.
On the liabilities side, non-current liabilities decreased by 20.08% to 296.70 million, while current liabilities rose by 33.27% to 580.35 million. The bank's equity and liabilities saw an overall increase of 6.25%, aligning with the growth in total assets. Share capital and reserves improved slightly to 788.76 million, a minor move of 3.62%.
The results underscore the bank's ongoing challenges and strategic adjustments in a fluctuating market environment. The financial outcomes and strategic directions discussed during the session are pivotal for stakeholders monitoring the financial landscape.