Karachi: Chartered Bank (Pakistan) Limited has announced its financial results for the year ending December 31, 2025, revealing a notable decrease in profitability. The bank’s Board of Directors, during a meeting on February 25, 2026, recommended a final cash dividend of 30% or Rs. 3 per share, in addition to the 35% interim dividend paid in 2025.

The forthcoming Annual General Meeting is scheduled for March 27, 2026, at 11:30 am in Karachi. The bank has also announced the closure of its share transfer books from March 18 to March 27, 2026, for dividend entitlement purposes.

According to information available from the Pakistan Stock Exchange (PSX), the bank’s assets totaled Rs. 872.87 billion at the end of 2025, with a decrease in net assets from Rs. 117.72 billion in 2024 to Rs. 110.46 billion in 2025. The bank’s investments fell sharply from Rs. 654.34 billion in 2024 to Rs. 478.41 billion in 2025, indicating a very large or significant move. A moderate move was observed in advances, which rose from Rs. 171.57 billion to Rs. 214.15 billion.

The bank’s profit after taxation for 2025 stood at Rs. 28.78 billion, representing a substantial decrease from Rs. 46.07 billion in the previous year. Earnings per share also dipped from Rs. 11.90 to Rs. 7.43. The total comprehensive income for 2025 was Rs. 27.39 billion, down from Rs. 47.47 billion in 2024.

The bank reports a significant decrease in mark-up or interest income, which fell from Rs. 159.13 billion in 2024 to Rs. 88.81 billion in 2025, and a corresponding reduction in mark-up expenses from Rs. 65.62 billion to Rs. 27.35 billion. Non-mark-up income also saw a decline, with total income decreasing to Rs. 80.55 billion from Rs. 118.17 billion. Operating expenses increased to Rs. 22.66 billion from Rs. 20.35 billion.

Chartered Bank (Pakistan) Limited has transmitted its annual report electronically to the Pakistan Stock Exchange, ensuring compliance with regulatory obligations.