Karachi: Habib Insurance Company Limited has released its financial results for the quarter ended June 30, 2025. The company reported no distributions in cash dividends, bonus shares, or right shares for the period. This decision was announced following a Board of Directors meeting held on August 28, 2025.

The financial statements presented reveal a shift in the company’s asset allocation. Property and equipment assets rose to 103.68 million, while intangible assets saw a decrease to 11.89 million. Notably, investments in equity securities reported a Big move, increasing to 2.17 billion, and debt securities showed a Very large or significant move, reaching 885.92 million. In contrast, insurance/reinsurance receivables experienced a Big move decline, totaling 1.30 billion.

The company’s total assets showed a Very large or significant move decrease to 6.32 billion, down from 6.48 billion as of December 31, 2024. This shift is partially attributed to the reduction in cash and bank balances, which now stand at 86.80 million, reflecting a Very large or significant move.

On the liabilities side, underwriting provisions, including outstanding claims, saw a Big move increase to 1.22 billion. Unearned premium reserves recorded a Very large or significant move decrease to 1.16 billion. Borrowings were introduced at 47.88 million, marking a strategic adjustment in the company’s financial structure.

According to information available from the Pakistan Stock Exchange (PSX), the company’s reserves increased to 1.27 billion, indicating a Big move from the previous reporting period. However, unappropriated profit decreased, reflecting a Big move to 195.34 million.

The financial performance for the three months ended June 30, 2025, demonstrated a Big move increase in total income to 86.22 million compared to the same period in 2024. Profit after tax for the quarter also saw a Big move increase to 55.51 million, suggesting a positive trajectory in operational efficiency.

Overall, Habib Insurance Company Limited’s financial results for the quarter highlight significant strategic adjustments across asset and liability management, reflecting the company’s response to changing market conditions within the designated market category.