Lahore: Invest Capital Investment Bank Limited has released its financial results for the year ended June 30, 2025, showcasing a significant improvement in profitability and an increase in total assets. The figures were approved by the Board of Directors during their meeting on October 3, 2025, held at the company's head office in Lahore.
For the year ending June 30, 2025, the bank reported a profit of 124.62 million rupees, compared to the previous year's profit of 118.28 million rupees. This increase in profitability is attributed to a combination of increased income from various financial operations and a reversal of provisions on non-performing loans. Earnings per share for the year stood at 0.445 rupees, up from 0.437 rupees in the prior year.
Total assets of the bank rose to 1.57 billion rupees from 1.30 billion rupees, reflecting a significant move. Notable gains were recorded across several asset classes, including net investment in finance leases which escalated to 235.33 million rupees from 52.51 million rupees, and long-term loans which surged to 470.06 million rupees, from 275.82 million rupees. Current liabilities also saw an increase, reaching 435.47 million rupees from 412.00 million rupees.
According to information available from the Pakistan Stock Exchange (PSX), the company's financial performance highlights a robust increase in income, specifically from leasing operations, which brought in 46.82 million rupees, and income from finances, which contributed 72.67 million rupees. Income on deposits with banks increased to 9.21 million rupees, while the net gain on the sale of marketable securities was reported at 6.96 million rupees.
On the liabilities front, security deposits from clients saw a very large or significant move, increasing to 361.50 million rupees from 173.13 million rupees. The loan from directors decreased to 59.82 million rupees from 126.00 million rupees, showing a big move.
Despite these positive financial indicators, the board did not recommend any cash dividend, bonus shares, rights shares, or other entitlements. The board also confirmed there were no new corporate actions or price-sensitive information to report.
Administrative and operating expenses were slightly down to 36.49 million rupees from the previous year’s 37.29 million rupees, while financial charges decreased marginally.
The company’s financial position demonstrates a steady growth trajectory, with a clear focus on enhancing asset quality and profitability. As the financial landscape continues to evolve, Invest Capital Investment Bank Limited appears to be positioning itself for sustained growth and improved financial health in the upcoming fiscal year.