Karachi: OLP Financial Services Pakistan Limited, a prominent player in the financial services sector, released its comprehensive five-year performance indicators during a corporate briefing session on November 13, 2026. The company provided a detailed account of its financial health, emphasizing profitability, liquidity, investments, and capital structure.
The company's report highlighted several key metrics that demonstrate its financial trajectory. Notably, the gross spread for 2026 stood at 54.26%, marking a moderate move from 50.39% in 2025. Despite fluctuations, the return on equity in 2026 was 11.93%, reflecting a stable performance compared to the previous year's 11.47%. However, the return on assets slightly decreased to 3.52% from 3.64% in 2025.
A significant improvement was observed in the Non-Performing Loan (NPL) ratio, which decreased to 1.94% in 2026 from 2.26% in the previous year, indicative of enhanced portfolio quality. The current ratio remained unchanged at 1.33, highlighting consistent liquidity management.
In terms of investment performance, the earning per share rose to Rs. 7.6 in 2026, up from Rs. 6.99 in 2025. The market value per share also saw a significant increase, reaching Rs. 49.25 from Rs. 38.47. Dividend payments increased to 60.00%, up from 55.00% in the previous year, reflecting higher shareholder returns.
The debt to equity ratio slightly increased to 2.16 in 2026, compared to 1.97 in 2025, indicating a shift in capital structure. The book value per share also rose to Rs. 65.35 from Rs. 62.13, underscoring an increment in shareholder equity.
According to information available from the Pakistan Stock Exchange (PSX), OLP Financial Services reported a lease and loan portfolio growth of 13.5%, amounting to 32.92 billion PKR in 2026, up from 29.00 billion PKR in 2025. Bank borrowings increased by 18.0% to support portfolio expansion, while the finance cost decreased by 14.7% due to lower average funding costs amid a declining interest-rate environment.
Revenue for 2026 was recorded at 6.61 billion PKR, a 5.0% decline from the previous year, attributed to lower benchmark interest rates. Despite this, profit after tax increased by 8.9%, reaching 1.33 billion PKR, driven by higher disbursement volumes and improved portfolio quality.
The designated market category for OLP Financial Services Pakistan Limited is financial services, and the company's strategic focus on expanding its earning-asset portfolio while managing costs has been a critical factor in sustaining its financial performance over the years.