Karachi: Trust Modaraba, an established entity in the Islamic financial sector, has announced a Corporate Briefing Session (CBS) to be held on October 22, 2025, at the NBFI & Modaraba Association of Pakistan in Karachi, with an option for virtual attendance via Zoom. The session aims to provide stakeholders with insights into the Modaraba’s performance and future outlook.
According to the announcement by Al-Zamin Modaraba Management (Private) Limited, the company managing Trust Modaraba, the session is set to begin at 10:30 a.m. The briefing will cover various aspects of the Modaraba’s operations, including its financial and operational performance over the past year.
Trust Modaraba, listed on the Pakistan Stock Exchange (PSX) with an authorized capital of Rs. 700 million and paid-up capital of Rs. 298 million, has reported a notable increase in its financial metrics for the fiscal year 2024-2025. The total income rose by 17% to Rs. 72.5 million, while profit before tax reached Rs. 26.9 million, and profit after tax was Rs. 18.4 million.
The financial year also saw Trust Modaraba focus heavily on vehicle financing, with disbursements amounting to Rs. 215 million. The financing portfolio demonstrated diversification with 55% exposure to individuals, 27% to the corporate sector, and 18% to small and medium enterprises (SMEs). The balance sheet footing stood at Rs. 402 million, and equity was reported at Rs. 349 million.
The latest financial results, disclosed by Trust Modaraba, showed a profit before management fee of Rs. 29.56 million, and an earnings per certificate (EPC) of Rs. 0.62 for the fiscal year ending 2025. In comparison, the corresponding figures for the previous year were Rs. 0.15 million and a net loss after taxation of Rs. 0.073 million, respectively.
According to information available from the Pakistan Stock Exchange (PSX), Trust Modaraba has maintained its presence in the Modaraba sector, continuing to adhere to its core values of integrity, transparency, and Shariah compliance. The institution aims to deliver Shariah-compliant financial products that promote financial inclusion and uphold high standards of integrity and transparency.
The institution’s strategic focus remains on improving competitiveness, enhancing profitability, and sustaining growth in a challenging economic landscape. The Modaraba’s board of directors, chaired by Mr. Mian Sheikh Arshad Farooq, consists of experienced professionals from the industry and financial sector.
Challenges noted for the future include potential reductions in policy rates, which could impact returns on the financing portfolio, and the broader economic impacts of recent flood-related events. Despite these challenges, Trust Modaraba aims to focus on its existing business model while building internal efficiencies and professional excellence.
The upcoming corporate briefing session is expected to provide further clarity on these strategic directions and the Modaraba’s commitment to fostering sustainable growth and socio-economic development in Pakistan.