Karachi: Soneri Bank Limited's Tier-II TFC, SNBLTFC4, and Bank Al Habib Limited's Tier-II TFC, BAHLTFC10, navigate the market with ten-year terms. Soneri Bank's TFC offers a profit rate of 6M KIBOR+1.7%, with a 4 billion Rs. issue size, and Bank Al Habib's TFC has a rate of 6M KIBOR+1.35%, with a 7 billion Rs. issue size. Both banks have their upcoming coupon payments due in December 2023, demonstrating their forward-looking debt strategies.