Karachi: Bank Makramah Limited, in its financial results for the half-year ending June 30, 2025, reported a decline in both assets and liabilities, indicating potential concerns over its financial stability. The results were announced following the 151st meeting of the bank's Board of Directors held on August 1, 2025.

The bank's total assets decreased from 270.60 billion to 228.13 billion. The decline was primarily driven by reductions in cash and balances with treasury banks, investments, and other assets. Cash and balances with treasury banks experienced a Big move, decreasing to 16.18 billion from 18.35 billion. Investments saw a Very large or significant move, decreasing by a substantial margin to 133.78 billion from 174.86 billion. Other assets also witnessed a Big move, falling to 12.13 billion from 15.03 billion.

Liabilities also saw a reduction, falling from 288.81 billion to 246.19 billion. Borrowings underwent a Very large or significant move, declining to 50.87 billion from 89.89 billion. Deposits and other accounts saw a Minor move, decreasing slightly to 183.20 billion from 185.86 billion. Other liabilities registered a Moderate move, decreasing to 5.35 billion from 6.37 billion.

The financial results further reveal that net assets stood at a deficit of 18.06 billion, slightly improving from the previous deficit of 18.21 billion. The bank's accumulated losses showed a Big move, decreasing to 51.88 billion from 52.62 billion, while the surplus on the revaluation of assets saw a Moderate move, falling to 3.74 billion from 4.33 billion.

Bank Makramah's board did not recommend any cash or bonus dividends, right shares, or other entitlements for this period. Any other price-sensitive information was noted to be disclosed separately. According to information available from the Pakistan Stock Exchange (PSX), the financial outlook of the bank remains under scrutiny.

The bank's half-yearly report is expected to be transmitted through PUCARS within the specified timeframe, providing further insights into the financial health of the institution. The designated market category for the bank remains under review, considering the recent financial disclosures.