Karachi: On August 28, 2025, the Board of Directors of Faysal Bank Limited convened in Karachi to discuss the financial performance for the second quarter ending on June 30, 2025. During the meeting, the board approved an interim cash dividend of Rs. 1.5 per share, equivalent to 15%, for the second quarter, adding to the same percentage dividend distributed for the first quarter.
According to the financial statements, which will soon be distributed via the Pakistan Unified Corporate Action Reporting System (PUCARS), the assets of Faysal Bank increased to 1.68 trillion rupees as of June 30, 2025, from 1.56 trillion rupees at the end of the previous year. This growth was driven by a rise in investments and Islamic financing and related assets. The bank’s net assets stood at 110.33 billion rupees, reflecting a moderate move in net asset value.
The financial data reveals a big move in deposits and other accounts, which climbed to 1.24 trillion rupees, up from 1.04 trillion rupees. However, liabilities also saw a big move, increasing to 1.57 trillion rupees from 1.45 trillion rupees.
The consolidated profit and loss account indicates a big move with a net profit of 21.85 billion rupees for the half-year period, down from 25.83 billion rupees in the same period last year. Operating expenses saw a moderate move, reaching 26.88 billion rupees, up from 22.41 billion rupees in the previous year.
The interim financial dividend will be available to stakeholders whose names appear in the bank’s register by the close of business on September 10, 2025. Share transfer books will be closed from September 11 to September 13, 2025, as per the bank’s announcement.
According to information available from the Pakistan Stock Exchange (PSX), Faysal Bank’s financial report shows a mixed performance in other income streams. The bank reported a big move in fee and commission income, which stood at 5.48 billion rupees, while foreign exchange income recorded a big move at 3.69 billion rupees, both showing significant increases compared to the previous year.
The bank’s basic and diluted earnings per share for the half-year stood at 8.59 rupees, marking a slight decrease from 8.74 rupees in the same period last year. Despite the challenges, the bank remains committed to delivering returns to its shareholders.