Pakistan General Insurance Company Limited Reports Financial Performance for Nine Months Ended September 30, 2026

Karachi: The Pakistan General Insurance Company Limited has disclosed its financial results for the nine months period ending September 30, 2026, revealing notable growth in its net insurance premiums and underwriting results, according to a report dated October 27, 2026.

The company's net insurance premium for the nine-month period soared to 275.27 million rupees, a substantial increase compared to 64.56 million rupees reported in the previous year. For the three months ended September 30, 2026, the net insurance premium was 145.13 million rupees, up from 22.91 million rupees in the corresponding period last year. This movement in net insurance premiums can be classified as a very large or significant move.

Net insurance claims for the nine-month period stood at 38.57 million rupees, up from 7.14 million rupees during the same period in 2025. Meanwhile, net commission and other acquisition costs totaled 58.75 million rupees for the nine months, compared to 12.30 million rupees in the previous year.

According to information available from the Pakistan Stock Exchange (PSX), the company's underwriting results for the nine-month period reached 103.82 million rupees, an increase from 28.52 million rupees in the previous year. Additionally, for the three months ended September 30, 2026, underwriting results were 53.42 million rupees, compared to 33.78 million rupees in the same quarter of 2025.

Investment income for the nine-month period was recorded at 5.06 million rupees, slightly higher than the 4.74 million rupees in the previous year. Rental income also saw an increase, totaling 7.61 million rupees for the nine months compared to 2.87 million rupees in 2025.

The results of operating activities for the nine-month period were 40.18 million rupees, up from 21.25 million rupees in the previous year. Finance costs rose to 1.88 million rupees from 70,749 rupees.

Profit before levies and taxation for the nine-month period was 38.29 million rupees, an improvement from 21.18 million rupees. After accounting for levies and taxation, the profit after taxation came to 30.11 million rupees, compared to 17.51 million rupees in the previous year.

The company reported an earnings per share (EPS) of 0.21 rupees for the nine-month period, a decrease from 0.35 rupees in the previous year. However, the EPS for the three months ended September 30, 2026, was 0.08 rupees, compared to 0.62 rupees in the same period of the previous year.

Other comprehensive income for the nine-month period showed an unrealized loss on available-for-sale investments of 20,626 rupees, down from a profit of 140,457 rupees in 2025.

Overall, the total comprehensive income for the nine months ended September 30, 2026, amounted to 30.09 million rupees, compared to 17.65 million rupees in the previous year, reflecting the company's financial performance over the period.