Karachi: Bank AL Habib Limited, in its Directors' Review for the half-year ended June 30, 2026, has announced a notable increase in deposits, advances, and investments. According to the report dated August 28, 2026, the deposits rose to Rs. 2.88 trillion, up from Rs. 2.60 trillion as of December 31, 2025. Advances saw growth to Rs. 862.96 billion from Rs. 792.05 billion, while investments increased to Rs. 2.27 trillion from Rs. 2.03 trillion.
The pre-tax profit for the half-year totaled Rs. 31.43 billion, compared to Rs. 39.08 billion during the same period last year, and the profit after tax amounted to Rs. 15.09 billion, down from Rs. 19.32 billion in 2025. This reflected a significant move in financial performance.
The Board of Directors declared a second interim cash dividend of Rs. 3.50 per share, equivalent to 35%, adding to the previously paid 35%, resulting in a total cash dividend of 70% for the first half of 2026. The bank's branch network has expanded to 1,353 offices, including 419 Islamic Banking Branches and 2 Overseas Branches, with plans for further expansion this year.
According to information available from the Pakistan Stock Exchange (PSX), the Term Finance Certificates (TFCs) issued in 2022 were listed pursuant to Chapter 5C of the PSX Rule Book. The Pakistan Credit Rating Agency Limited (PACRA) has maintained the bank's long-term and short-term entity ratings at AAA (Triple A) and A1+ (A One plus), respectively. The TFC-2021 and TFC-2022 are rated AAA (Triple A), while TFC-2017 (perpetual) and TFC-2022 (perpetual) hold a rating of AA+ (Double A plus).
The bank expressed gratitude to its customers, local and foreign correspondents, the State Bank of Pakistan, and its staff for their continued support and dedication.