Karachi: In a meeting held on August 4, 2026, the Board of Directors of Habib Bank Limited (HBL) announced an interim cash dividend of Rs. 6.00 per share, marking a 60.00% payout for the half-year ending June 30, 2026. This announcement comes in addition to a previously paid interim dividend of the same amount, underscoring the bank's robust financial performance.
According to the financial results disclosed for the period, HBL reported total assets of Rs. 8.05 trillion as of June 30, 2026, reflecting an increase from Rs. 7.71 trillion recorded on December 31, 2025. The bank's investments surged to Rs. 4.53 trillion from Rs. 4.19 trillion, while advances grew to Rs. 2.14 trillion, up from Rs. 2.08 trillion in the same period. The bank's deposits also showed growth, reaching Rs. 5.92 trillion, a rise from Rs. 5.55 trillion at the end of the previous year.
The net assets of the bank, however, experienced a minor move, decreasing to Rs. 485.65 billion from Rs. 488.61 billion recorded at the end of the previous year. Shareholders' equity stood at Rs. 484.04 billion, slightly down from Rs. 486.94 billion, while non-controlling interest decreased to Rs. 1.62 billion from Rs. 1.67 billion.
According to information available from the Pakistan Stock Exchange (PSX), HBL's financial performance in terms of profit after taxation saw a marginal increase, reaching Rs. 34.54 billion for the first half of 2026, as compared to Rs. 34.45 billion during the same period in 2025. The net mark-up/interest income showed a moderate move, rising to Rs. 140.29 billion from Rs. 137.64 billion. Non-mark-up/interest income experienced a significant move, increasing to Rs. 46.62 billion from Rs. 44.27 billion.
Operating expenses rose to Rs. 106.87 billion from Rs. 100.38 billion, contributing to total non-mark-up/interest expenses of Rs. 108.49 billion, up from Rs. 101.94 billion. Despite these increased expenses, the bank maintained a profit before taxation of Rs. 73.10 billion, compared to Rs. 75.35 billion in the previous year.
The bank's earnings per share for the January to June 2026 period were reported at Rs. 23.51, compared to Rs. 23.44 in the corresponding period of 2025. The bank's financial statements, including the consolidated and unconsolidated Statements of Financial Position, Profit & Loss, Changes in Equity, and Cash Flow, provide a comprehensive view of its financial health and strategic direction amid a competitive market environment.