Karachi: Mobilink Microfinance Bank Limited (MMBL) has reported a substantial increase in its profit for the nine-month period ending September 30, 2026, driven by a notable rise in interest income and fee-based revenue. The bank's financial results, disclosed in its consolidated interim profit and loss account, reveal a profit after taxation of 4.41 billion rupees, a significant move from 1.38 billion rupees in the same period last year.

The report, dated October 29, 2026, indicates that MMBL's markup, return, or interest earned surged to 75.79 billion rupees, up from 46.86 billion rupees in the previous year, reflecting a very large or significant move in its earnings profile. This increase contributed to a net markup or interest income of 65.36 billion rupees, compared to 38.83 billion rupees in the prior year period.

According to information available from the Pakistan Stock Exchange (PSX), the bank also saw growth in non-markup income, which rose to 25.39 billion rupees from 15.63 billion rupees last year. This was bolstered by fee, commission, and brokerage income, which reached 25.09 billion rupees, a substantial increase from 15.20 billion rupees previously.

Despite the growth in income, MMBL experienced rising expenses. Operating expenses climbed to 61.49 billion rupees from 36.20 billion rupees, and the total non-markup expenses reached 61.63 billion rupees compared to 36.25 billion rupees last year.

Profit before credit loss allowance stood at 29.12 billion rupees, up from 18.21 billion rupees in the corresponding period of the previous year. After accounting for a credit loss allowance and write-offs totaling 22.46 billion rupees, the profit before taxation was 6.65 billion rupees, showing a big move from 2.23 billion rupees in the prior period.

Taxation expenses for the period amounted to 2.25 billion rupees, leading to a profit after taxation of 2.90 billion rupees for the quarter ended September 30, 2026. Earnings per share reached 10.66 rupees, compared to 3.34 rupees in the previous year, reflecting the bank's strengthened financial position in the designated market category.