Habib Metropolitan Bank Limited Reports Financial Results for First Half of 2026

Karachi: Habib Metropolitan Bank Limited has released its financial results for the half-year ending June 30, 2026, following a board meeting held in Karachi on August 13, 2026. The board approved the bank's un-audited accounts, recommending an interim cash dividend of Rs. 2.50 per share, equivalent to 25%. This is in addition to a similar interim dividend paid earlier.

The bank's financial position highlights assets totaling 1.81 trillion Rupees, up from 1.66 trillion Rupees as of December 31, 2025. Key asset changes include investments reaching 1.02 trillion Rupees from 864.65 billion Rupees, and advances increasing to 534.12 billion Rupees from 514.78 billion Rupees. Cash and balances with treasury banks showed a minor move, decreasing to 86.97 billion Rupees from 88.75 billion Rupees.

Liabilities have increased to 1.69 trillion Rupees, with significant figures including deposits and other accounts rising to 1.24 trillion Rupees from 1.12 trillion Rupees, and bills payable increasing to 42.54 billion Rupees from 29.74 billion Rupees. The net assets have seen a moderate move, decreasing to 125.21 billion Rupees from 127.81 billion Rupees.

According to information available from the Pakistan Stock Exchange (PSX), Habib Metropolitan Bank's income statements reveal a total income of 41.89 billion Rupees for the half-year, down from 46.64 billion Rupees in the same period last year. The net mark-up/interest income recorded a decline to 29.80 billion Rupees from 35.00 billion Rupees, while non mark-up/interest income totaled 12.10 billion Rupees, up from 11.63 billion Rupees.

Operating expenses for the half-year increased to 22.08 billion Rupees from 19.52 billion Rupees, and total non-mark-up/interest expenses rose to 22.47 billion Rupees from 20.32 billion Rupees. Profit before taxation showed a significant move, declining to 19.19 billion Rupees from 25.23 billion Rupees in the previous year. After accounting for taxation, the profit after taxation dropped to 9.20 billion Rupees from 11.57 billion Rupees.

The bank's basic and diluted earnings per share for the half-year were recorded at Rs. 8.78, compared to Rs. 11.04 in the corresponding period last year. The share transfer books will remain closed from August 25 to August 27, 2026, for the purpose of determining entitlements.